What does loan assistance mean?
Each year, fewer Ukrainians can count on loan approval. After all, any delays in previous loans affect the credit rating of customers, which is very important for every bank. In such a situation, people are forced to turn to intermediaries for help. Is it worth it and how much will their services cost? The answers are unlikely to please ordinary citizens.
What does it mean to get a loan?
There are many intermediaries on the financial market of Ukraine offering assistance in obtaining a loan. What is it? It's simple: in providing advice on how to properly fill out an application for a loan. At the same time, the intermediary has absolutely nothing to do with the loan itself. It is issued in the name of the client and only the borrower will repay it.
It would seem that the help of intermediaries is not so significant and will cost their clients relatively inexpensively. But in fact, everything is not so. After all, most of the “experts” require for their services from 2% to 20% of the loan amount. In practice, these can be huge sums. The client will have to take out a larger loan and repay it from his wallet.
It is easy to guess why fewer and fewer Ukrainians turn to intermediaries for help. After all, no one wants to pay. Today, there is a profitable alternative to the services of intermediaries – cooperation with a private financial company.
How to choose a financial company to apply for a loan?
People who want to get a loan can save a lot by consulting directly with the bank, but it is much better and more profitable to apply for a loan from UniGroup. Every Ukrainian can become its client, because this company does not provide for a credit rating check when applying for a loan.
A loan from UniGroup is beneficial for a number of reasons:
a loan can be issued against any real estate: house, apartment, office or commercial premises, as well as against the security of a car;
the minimum rate – a loan can be obtained at just 1.5 per month (18% per annum). At the same time, the amount of payments does not change until the very end of the contract;
repayment period – up to 10 years old. Repaying a secured loan in UniGroup is much more convenient than a consumer loan in a bank;
fast issuance – processing of the application takes only 5-10 minutes. The company's clients receive money within 1–2 hours;
a loan in any amount – UniGroup issues loans up to UAH 50,000,000. Unlike banks, the company guarantees the issuance of up to 80% of the value of the collateral object;
no commissions – UniGroup clients will not have to make additional expenses. The company even pays for the services of appraisers and lawyers;
processing a loan without an income statement – People without official employment will be able to become a client of the company.
The UniGroup company works as honestly as possible, because it values its reputation. There are no hidden clauses on additional payments in client agreements. If the borrower wants to repay the loan ahead of schedule, no penalties will be charged for this.
Unlike intermediaries, UniGroup experts are ready to provide advice on issuing a secured loan absolutely free of charge. Employees are able to offer the most convenient repayment terms, depending on the financial situation of the clients.